FailTax Habit Accountability Logo
Set Your 1st FailTax
Hardcore Mode · 2026

The Habit App
With Consequences.

Choose a goal and set your FailTax. Succeed, and you pay nothing. Fail, and you're charged the amount you chose.

Set Your 1st FailTax

FailTax · Fail SlipACTIVE

Wake Up Before
7:00 AM

FailTax if missed
$50
Mode:
Hardcore
Verification:
Apple Health
Deadline:
Tomorrow · 7:00 AM
❦No alarms snoozed.❦
Receipt ID: FAILTAX-7AM01
Step One

Choose Your Challenge.

Six ways to put real consequences behind your goal. Pick the one you've been lying to yourself about.

Steps

Walk every day, or pay.

Set a daily step goal and connect Apple Health, Google Fit, or your wearable. FailTax verifies your count automatically. Miss the goal and your FailTax is charged instantly. SET YOUR FAILTAX →

Sleep

Get to bed on time.

Commit to a bedtime or minimum hours. FailTax pulls verified sleep data from Apple Health, Oura, WHOOP, or Garmin. Cut corners and your FailTax is charged. SET YOUR FAILTAX →

Exercise

Move daily. No skipped days.

Choose workouts or active minutes. FailTax verifies via Apple Health, Strava, or gym check-ins. Skip a session and your FailTax is charged. SET YOUR FAILTAX →

Screen Time

Stop doomscrolling.

Set daily limits and let FailTax monitor via iOS Screen Time or Android Digital Wellbeing. Exceed your cap and your FailTax is charged automatically. SET YOUR FAILTAX →

Alcohol-Free

Stay dry, on the line.

Commit to an alcohol-free streak. Use daily photo check-ins with timestamped pledges. Break the streak and your FailTax is charged. SET YOUR FAILTAX →

Nicotine-Free

Quit the habit for good.

Track nicotine-free days with verified check-ins. Set your quit date and set your FailTax. Each slip-up costs more than just your health. SET YOUR FAILTAX →
Step Two

Set Your FailTax.

Pick the amount. Nothing is charged unless you fail.

Your Amount

Pick the amount.

Anywhere from a few bucks to a few hundred. Make it hurt just enough.

If you succeed

You pay nothing.

Hit your goal and nothing is charged. No fees. No subscription. No catch.

If you fail

Pay your FailTax.

The amount you chose is charged automatically when you miss your goal.

Step Three

Proof, Not Promises.

Every challenge is verified. FailTax pulls from Apple Health, Screen Time, your wearables, or timestamped check-ins, depending on the goal. You can't fake your way out of it.

If the data says you missed, your FailTax is charged automatically. No "the dog ate my run."

Verification LogVerified
  • Apple Health
    Steps, workouts, sleep, mindful minutes.
  • Screen Time
    iOS Screen Time and Android Digital Wellbeing.
  • Wearables
    Oura, WHOOP, Fitbit, Garmin.
  • Daily Check-In
    Photo, timestamp, and signed pledge.
Goal · 10,000 steps10,412 / 10,000
Questions

FailTax, Answered.

What is FailTax?

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FailTax is a habit accountability app that turns your goals into real financial commitments. You set a FailTax on a habit — steps, sleep, exercise, wake-up time, screen time and more — and you're only charged if you fail it.

How does FailTax work?

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Pick a challenge, set your FailTax amount, and connect a verification source like Apple Health or Screen Time. Nothing is charged up front. Succeed and you pay nothing. Fail and your FailTax is charged.

Am I charged if I complete my challenge?

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No. Nothing is taken up front and nothing is charged when you succeed. You only pay if verified data shows you missed your goal.

What habits can I track with FailTax?

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FailTax supports steps, sleep, exercise, wake-up time, screen time, alcohol-free streaks, and nicotine-free streaks, with more habit categories on the way.

How does FailTax verify challenges?

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FailTax pulls verified data from Apple Health, iOS Screen Time, Android Digital Wellbeing, and wearables like Oura, WHOOP, Fitbit, and Garmin. Some challenges also use timestamped check-ins.

Is FailTax a habit tracker?

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FailTax is a money-based habit tracker and commitment device. Unlike a normal habit tracker, failing a day actually costs you real money.

Why does staking money help people stick to habits?

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Behavioral research on commitment devices shows that people follow through far more consistently when failure has an immediate, tangible cost. Losing money hurts more than losing a streak.

What happens if I fail a challenge?

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If the data confirms you missed your goal, the FailTax amount you chose is charged automatically.

Final Notice

Stop Making Promises.
Start Paying For Failure.

FailTax is for people who are done failing for free

Set Your 1st FailTax

Willpower is cheap. Failure shouldn't be.